Let’s face it—life’s expensive, and sometimes, a little extra cash can go a long way. If you’re in the UK and looking for simple, no-skill ways to earn money online, you’re in luck.

Thanks to smartphones and the internet, there are countless opportunities to boost your bank balance without breaking a sweat.

Now there are lots of sites, guides and supposed experts out there that keep giving out the same information which isn’t always the most helpful. What I will be looking to do is provide the best information for how people in the UK can start earning online.

Here are some of the easiest ways to make money online that anyone can do.

  1. Make Money From Selling Your Unwanted Belongings
  2. Make Money From Selling Your Photographs
  3. Make Money From Watching Videos
  4. Make Money From Internet Searches
  5. Make Money From Ads on Your Device
  6. Make Money From Referrals
  7. Earn Interest From Your Savings
  8. Make Money Through Cashback
  9. Make Money From Selling Your Internet Data

1 – Sell Your Unwanted Belongings

Re-earn Your Own Money: Turning Clutter into Cash

So many of us, myself included, have more stuff cluttering up their house than we need. Overflowing cupboards, lofts, basements or even just things jammed behind the couch in the hope that it will disappear.

Now I’m not saying to purge everything from your house apart from your kids and the cat. But most houses will have enough extra items lying around to fill a few boxes and even when sold would raise a couple of hundred pounds.

Here’s a list of popular websites where you can sell unwanted items. Each platform caters to different needs, so pick the one that suits your items best, in order to raise the most cash:

General Marketplaces

  1. eBay
    • Ideal for: Almost anything (electronics, clothing, collectibles, etc.)
    • Features: Auction or fixed-price selling, wide audience, international shipping options.
  2. Facebook Marketplace
    • Ideal for: Local selling (furniture, appliances, household items).
    • Features: No fees, direct communication with buyers, convenient for quick sales.
  3. Gumtree
    • Ideal for: Local sales of furniture, cars, and household items.
    • Features: Free listings, options for paid promotions, localized focus.
  4. Vinted
    • Ideal for: Pre-loved clothing, accessories, and shoes.
    • Features: No selling fees, simple to list, focus on fashion items.

For Electronics and Tech

  1. Decluttr
    • Ideal for: Smartphones, tablets, laptops, CDs, and DVDs.
    • Features: Instant quotes, free shipping, fast payment.
  2. MusicMagpie
    • Ideal for: Electronics, DVDs, books, and video games.
    • Features: Instant valuation, free shipping, hassle-free selling.
  3. Envirofone
    • Ideal for: Smartphones and tablets.
    • Features: Free shipping, competitive prices for working devices.

For Handmade, Unique, or Vintage Items

  1. Etsy
    • Ideal for: Handmade, vintage, and creative items.
    • Features: Large international audience, great for unique or custom products.
  2. Depop
    • Ideal for: Fashion, particularly trendy or vintage items.
    • Features: Social media-style interface, younger audience focus.

For Books, DVDs, and Games

  1. WeBuyBooks
    • Ideal for: Used books, DVDs, and video games.
    • Features: Instant quotes, free shipping, reliable payment.
  2. World of Books (previously Ziffit)
    • Ideal for: Books, DVDs, and CDs.
    • Features: App-based scanning for easy valuation, free courier service.

For Specialty Items

  1. StockX
    • Ideal for: High-end trainers, streetwear, watches, and bags.
    • Features: Authentication process, international audience, premium prices for rare items.
  2. Preloved
    • Ideal for: Antiques, and general household items.
    • Features: Free listings, focus on second hand and vintage goods.
  3. LittleLoop
    • Ideal for: Kids’ clothing (especially sustainable fashion).
    • Features: Rent and sell options, eco-friendly focus.
  4. Freecycle
    • Ideal for: Giving away items for free to declutter quickly.
    • Features: Community focus, eco-friendly approach.
  5. Shpock
    • Ideal for: Furniture, décor, and local household items.
    • Features: App-based, localized, free to use.

Tips for Successful Selling

  • Take Clear Photos: Good lighting and multiple angles attract buyers.
  • Be Honest: Accurately describe the condition of your items.
  • Set Fair Prices: Research similar listings to price competitively.
  • Stay Safe: Meet in public places for local sales and use secure payment methods for online transactions.

Happy selling!

2 – Sell Your Photographs

Get Paid For Your Photos: Turning Pics into Cash

If you’re in the UK and looking to sell your photos online, there are plenty of platforms that cater to photographers of all levels.

The idea of selling your photos is a great way to make money quickly because most people with a smart device will already have a large amount of pictures to chose from to get started. Now the best way to earn from this is to have high quality and creative pictures that other people will want to pay for.

But you never know, maybe there is somebody out there looking for a picture of your dog pulling a silly face or of your Dad asleep on the couch?

By uploading your pictures you will also be building a large and evergreen income stream that could provide a great passive income. This could mean that you could see money coming in every month from now on when someone buys your pictures.

Whether you’re snapping with a smartphone or a DSLR, here’s a list of websites where you can turn your photography into income:

  1. Shutterstock
    • Ideal for: High-quality stock photos and footage.
    • Features: Earn royalties every time your image is downloaded. Great for photographers seeking consistent income.
  2. Adobe Stock
    • Ideal for: Creative professionals and artists.
    • Features: Seamless integration with Adobe Creative Cloud, allowing photographers to upload directly from Lightroom or Photoshop.
  3. Alamy
    • Ideal for: A wide range of photography styles, including niche and artistic shots.
    • Features: High commission rates (up to 50%) and access to global buyers.
  4. Getty Images/iStock
    • Ideal for: Professional-grade photos and videos.
    • Features: Rigorous application process but offers exposure to premium buyers and higher pricing potential.
  5. Foap
    • Ideal for: Smartphone photographers.
    • Features: Upload photos via an easy-to-use app, sell them multiple times, and participate in brand missions for extra earnings.
  6. EyeEm
    • Ideal for: Artistic and high-quality images.
    • Features: Offers a creative community, automated tagging for SEO, and access to premium buyers.
  7. 500px
    • Ideal for: Passionate photographers and enthusiasts.
    • Features: Licensing program that lets you sell to global buyers while showcasing your portfolio to a creative audience.
  8. Dreamstime
    • Ideal for: Beginners and semi-pro photographers.
    • Features: Simple submission process and a vast market for various types of images.
  9. Picfair
    • Ideal for: Customizable pricing and photographer control.
    • Features: Allows you to set your own prices, with Picfair taking only a small commission. Offers a “storefront” for photographers to showcase their work.
  10. Scoopshot
    • Ideal for: Selling real-time, newsworthy photos.
    • Features: Upload your photos via an app, and buyers can purchase them immediately. Great for capturing live events or unique, candid moments.
  11. Snapwire
    • Ideal for: On-demand photo requests from brands and businesses.
    • Features: Photographers can participate in challenges and get paid for fulfilling specific image briefs.
  12. Zoonar
    • Ideal for: European photographers.
    • Features: Offers distribution partnerships with other major stock agencies, increasing exposure for your photos.
  13. Stocksy
    • Ideal for: Unique, high-quality, and artistic images.
    • Features: Cooperative model that offers higher royalty percentages and caters to a more exclusive clientele.
  14. Wirestock
    • Ideal for: Simplifying the selling process.
    • Features: Upload once and distribute to multiple agencies (like Shutterstock and Adobe Stock) without additional effort.

Tips for Selling Photos Online

  • Upload Regularly: Consistent uploads improve visibility and increase earnings.
  • Focus on Quality: Sharp, high-resolution images perform better.
  • Keyword Strategically: Use descriptive and relevant keywords to make your photos easy to find.
  • Diversify Subjects: Cover trending topics, everyday moments, and niche interests to attract different buyers.

Start snapping and selling today!

3 – Earn Money From Watching Videos

Living The Dream: Turning TV Time Into Cash

Fancy earning a bit of extra cash without getting out of your pyjamas? Turns out, you can actually make money just by watching videos online.

Yes, binge-watching can finally pay off!

Here’s how you can turn your screen time into payday in the UK—no need for special skills or years of planning and research, just a decent Wi-Fi connection and maybe some tea and snacks to keep you company.

Will this option makes you a millionaire? Unlikely, but why not set up your phone to play some videos or ads while bored at work, or while watching some TV and see how much extra you can earn.

Here’s a list of websites and apps available in the UK that let you earn money by watching videos. These platforms are ideal for turning your spare time into a little extra cash:

  1. Swagbucks
    • How it works: Earn Swagbucks (SB) points for watching video playlists, which you can redeem for gift cards or PayPal cash.
    • Features: Videos include ads, movie trailers, and short clips.
  2. InboxPounds
    • How it works: Watch videos, take surveys, and complete other tasks to earn money.
    • Features: Payouts in real cash via cheque or PayPal, with a user-friendly interface.
  3. PrizeRebel
    • How it works: Watch short videos and complete tasks to earn points that can be exchanged for gift cards or PayPal payouts.
    • Features: Low minimum payout threshold and fast processing.
  4. Nielsen Computer & Mobile Panel
    • How it works: Install the app and earn rewards for sharing data about your viewing habits.
    • Features: Minimal effort—just let the app run in the background.
  5. Slidejoy
    • How it works: Get paid to display ads and videos on your phone’s lock screen.
    • Features: Passive earning with minimal interaction required.
  6. QuickThoughts
    • How it works: Watch videos as part of surveys or feedback opportunities to earn rewards.
    • Features: Redeem earnings for gift cards.
  7. Cointiply
    • How it works: Earn cryptocurrency by watching videos, completing surveys, or playing games.
    • Features: Great for those interested in crypto rewards.

Tips for Maximizing Earnings

  • Sign Up for Multiple Platforms: Boost earnings by using several apps at once.
  • Dedicate Spare Time: Watch videos during downtime (e.g., commuting or while relaxing).
  • Stay Consistent: Regular engagement can lead to higher earnings over time.

Start earning by watching today!

Clicks For Cash: Let The Internet Pay YOU!

Imagine getting paid for doing what you already do daily—searching for random things online. Sounds too good to be true? Not anymore! Paid search engines let you earn cash, gift cards, or even crypto for simply typing away.

Platforms like Qmee or Microsoft Rewards (Bing) reward you for searches, and it’s super easy to set up. Just install a browser extension or use their custom search engine, and voilà, you’re earning while satisfying your curiosity. Qmee, for example, pays straight to PayPal with no minimum threshold, so your coffee fund grows fast!

Oh, and for the adventurous ones, there’s Brave Browser, where you can earn crypto (BAT tokens) just for searching—because why not dabble in digital currency while you Google memes?

It’s like being a detective, but instead of solving crimes, you’re solving the question: “Can I make money doing literally nothing extra?” The answer is a resounding YES. So, fire up those search engines and start typing your way to extra cash—because if you’re going to Google “funniest cat videos,” you might as well get paid for it.

Here’s a list of websites and apps available in the UK that pay you for performing internet searches. These platforms offer an easy way to earn money or rewards while doing something you already do daily:

  1. Qmee
    • How it works: Install the browser extension, and Qmee displays ads or offers alongside your search results. Click on these to earn small cash rewards.
    • Payout: Cash directly to PayPal with no minimum payout.
  2. Microsoft Rewards (Bing)
    • How it works: Use Bing as your search engine and earn points for every search. Points can be redeemed for gift cards or donated to charity.
    • Payout: Rewards include gift cards for Amazon, Starbucks, and more.
  3. Swagbucks Live Search
    • How it works: Earn Swagbucks (SB) by using their search engine. You’ll also get occasional bonus rewards for searching specific terms.
    • Payout: Redeem SB for gift cards or PayPal cash.
  4. Brave Browser
    • How it works: Use the Brave browser, which rewards you in cryptocurrency (BAT tokens) for viewing privacy-focused ads.
    • Payout: Convert BAT tokens to cash or gift cards through participating platforms.
  5. InboxPounds
    • How it works: Earn money for searching through their custom search engine, in addition to other activities like surveys and watching videos.
    • Payout: Cash via cheque or PayPal once you reach the payout threshold.
  6. Presearch
    • How it works: Use the Presearch decentralized search engine and earn PRE tokens for every search.
    • Payout: Withdraw PRE tokens to a crypto wallet or exchange them.
  7. MobileXpression
    • How it works: Install their app to share anonymized data about your browsing habits and searches, earning rewards over time.
    • Payout: Rewards include gift cards for major retailers.
  8. SerpClix
    • How it works: Get paid to perform searches and click on specific links provided by advertisers.
    • Payout: Cash via PayPal with consistent work available.
  9. UserTesting (Search-Specific Tasks)
    • How it works: Occasionally offers tasks where users are paid to search for specific items or test search engines.
    • Payout: $10+ per task, paid via PayPal.
  10. Search Lotto
    • How it works: Use their search engine and earn entries into daily prize draws or win small cash amounts directly.
    • Payout: Cash or prizes through regular use.

Tips for Maximizing Earnings

  • Combine Platforms: Use multiple search engines or apps to increase your earnings.
  • Stay Consistent: Regular searches yield the most rewards over time.
  • Automate When Possible: Some platforms run in the background and earn passively, so set them up and let them work.

By switching up your search habits, you can start earning effortlessly today!

5. Earn Money From Ads on Your Device

Get Paid to Watch Ads: Turning Boring Adverts into Bonus Cash

Ever wished you could get paid for sitting through those endless ads on your phone or laptop? Well, here’s some good news: you can! Companies are willing to shell out cash for your attention—yes, even for that cat video ad you skipped last week.

Apps like AdWallet and Slidejoy make it super easy to earn money or gift cards just by watching ads. All you need to do is install the app, watch a few clips, and ka-ching—cash or rewards start rolling in! With Brave Browser, you even get paid in cryptocurrency. Who knew “getting rich” could be as easy as zoning out for 30 seconds?

Think of it as getting paid for what you already do—except now your endless scrolling can fund your snack budget. So, grab a cup of tea, press play, and let those ads pay for your next splurge. It’s like being a couch potato but with perks!

Here’s a list of apps and websites available in the UK that pay you for displaying ads on your phone or computer. These platforms make it easy to earn extra income with minimal effort:

  1. Slidejoy
    • How it works: Displays ads on your phone’s lock screen. Earn points (Carats) for simply swiping or engaging with the ads.
    • Payout: Redeem points for PayPal cash or gift cards.
  2. AdWallet
    • How it works: Get paid to view and engage with targeted ads sent to your device.
    • Payout: Direct payment to PayPal, with a minimum payout threshold of £10.
  3. Brave Browser
    • How it works: Use the Brave browser, which replaces traditional ads with privacy-focused ones. Earn BAT (Basic Attention Tokens) for viewing these ads.
    • Payout: Redeem BAT tokens for cash or cryptocurrency.
  4. Nielsen Computer and Mobile Panel
    • How it works: Installs a passive app on your device, showing ads and collecting data about your ad interactions.
    • Payout: Earn rewards over time, including gift cards or sweepstakes entries.
  5. InboxPounds
    • How it works: Offers various ways to earn, including watching ad-supported videos and engaging with ads.
    • Payout: PayPal cash or gift cards.

Tips for Maximizing Earnings

  • Use Multiple Apps: Combine different platforms to increase your overall income.
  • Be Consistent: Keep the apps running or use them regularly to ensure steady earnings.
  • Check Payment Options: Ensure the platform supports payout methods you prefer (e.g., PayPal or gift cards).

Start turning your lock screen or browsing time into an income stream!

6. Earn Money From Referrals

Get Paid to Watch Ads: Turning Boring Adverts into Bonus Cash

Looking to make some extra cash without breaking a sweat? In the UK, you can do just that by recommending friends and family to join banks or other services and getting paid for it. Win-win, right?

Here’s how it works: many banks and services offer referral programs where they reward you for bringing in new customers. All you have to do is share your unique referral link or code with your loved ones.

If they sign up and meet a few conditions (usually something simple, like making a deposit or using the service for a few weeks), *ka-ching*, you’ll get a cash bonus. Your friend will often get a reward too, so there’s benefits for everyone.

There can be some benefits from switching companies yourself to get additional bonuses, but why not just check to see if the companies you use will reward you for recommending others? No effort on your part, just share the link with friends and collect the cash.

Banks like NatWest, Monzo, and Santander have been known to run these schemes, with rewards ranging from £20 to £200. And it’s not just banks—energy companies, phone providers, and even gym memberships have jumped on the referral bandwagon.

Basically, if you can think of a service people need, there’s probably a referral deal for it. Who knew convincing your mate to finally switch energy providers could be so profitable?

Here’s a list of companies in the UK, including banks, energy providers, and mobile providers, that offer rewards for referring friends. These referral programs are a great way to earn cash, discounts, or perks by simply spreading the word!

Disclaimer: Please note that these are examples and not actually live offers as companies will often only run them for a fixed period. Some companies may have better or different offers when you check.

Banks

  1. Santander
    • Reward: £50 for each successful referral (both referrer and friend).
    • Conditions: Available for select accounts like Santander 1|2|3.
  2. HSBC
    • Reward: £50 for both you and your friend when they switch to an eligible account.
    • Conditions: The referred person must switch via the Current Account Switch Service.
  3. Nationwide
    • Reward: Up to £200 for referrals (£100 each).
    • Conditions: Both parties must hold or open a qualifying account.
  4. First Direct
    • Reward: £20 for each friend referred (up to 5 per year).
    • Conditions: Your friend must open a First Direct 1st Account.

Energy Providers

  1. Octopus Energy
    • Reward: £50 credited to both you and your friend’s accounts.
    • Conditions: Applies when your friend signs up for Octopus using your referral link.
  2. OVO Energy
    • Reward: £50 credited to your account.
    • Conditions: Available for existing customers who refer friends to switch to OVO.

Mobile Providers

  1. giffgaff
    • Reward: £5 for each friend who joins using your referral link.
    • Conditions: Reward is paid as credit to your account.
  2. Vodafone
    • Reward: £25 for both you and your friend when they sign up for a new contract.
    • Conditions: Applies to eligible pay-monthly plans.
  3. Sky Mobile
    • Reward: Varies; typically includes gift cards or discounts on your bill.
    • Conditions: Rewards apply when your friend signs up for a Sky Mobile plan.

Broadband & TV Providers

  1. Virgin Media
    • Reward: Up to £50 for each successful referral.
    • Conditions: Your friend must sign up for a Virgin Media broadband or TV plan.
  2. BT
    • Reward: £50 for both referrer and friend.
    • Conditions: Applies when your friend joins BT Broadband.
  3. Sky
    • Reward: £75 prepaid MasterCard or account credit for both referrer and friend.
    • Conditions: Applies when your friend signs up for Sky TV or broadband.

Miscellaneous Companies

  1. Revolut (Digital Bank)
    • Reward: £50 or more, depending on ongoing promotions.
    • Conditions: Your friend must sign up, verify their account, and make a qualifying transaction.
  2. Monzo (Digital Bank)
    • Reward: £5 for each friend referred.
    • Conditions: Your friend must sign up and use their Monzo card.
  3. TopCashback
    • Reward: £10 for you when your friend earns £10 in cashback.
    • Conditions: Your friend must join using your referral link.
  4. Quidco
    • Reward: £5 for each successful referral.
    • Conditions: Your friend must sign up and earn cashback.

Tips for Making the Most of Referrals

  • Check Terms: Many companies have minimum requirements, such as spending thresholds or specific account setups.
  • Spread the Word: Share your referral links on social media or with friends and family.
  • Stack Rewards: Combine multiple referral programs to maximize benefits!

Start referring and enjoy the rewards—you’ve earned it! 🎉

7. Earn Interest From Your Savings

Make Your Money Work Harder: Savvy Savings Tips

Got some savings sitting idle in a dusty old account earning pennies? It’s time to give your money a little pep talk and make it work harder! Whether you’ve got a rainy day fund or a “one day I’ll buy a yacht” stash, there are smarter ways to grow your cash without breaking a sweat.

You would be amazed the number of people that just leave their money in a current account which is doing nothing for them. Why not get into the habit of keeping your money in a high interest account until you need it?

First up, check out high-interest savings accounts or regular savers—banks like Santander, Nationwide, and First Direct often have deals where you can earn up to 5% interest. Just don’t fall off your chair when you see how much better this is than your current 0.1%.

Other companies like Trading212 and Revolut will pay a high interest for savings, paid daily into your account and there is nothing like watching that money rolling in every day.

If you’re okay locking your money away for a while, look into fixed-term bonds or notice accounts. These offer even higher rates but with the caveat that you can’t touch your funds for a set period. Think of it as teaching your money some discipline—no impulsive Amazon splurges allowed.

Got a tax-savvy streak? Pop your savings into an ISA (Individual Savings Account). The interest is tax-free, and some providers even offer Lifetime ISAs that boost your savings with a 25% government top-up. It’s like free money… minus the strings attached. But make sure you research LISAs first, as this isn’t easy access and will not be able to withdraw it until you are wanting to buy your first house, or you retire.

Pro tip: Use comparison tools like MoneySavingExpert or MoneySuperMarket to find the best deals. And don’t forget to set up automatic transfers to your savings—it’s like paying yourself first, but without the awkward HR forms.

So, whether you’re saving for a dream trip or just trying to stay ahead of inflation, remember: smart savings today = guilt-free takeaways tomorrow. And honestly, isn’t that what we’re all here for?

Here’s a list of banks, companies, and apps that provide high-interest savings options for UK customers. These accounts and platforms are designed to help you grow your money faster, whether you’re saving for a rainy day or a big dream.

Disclaimer: rates listed may have changed since the time of writing, so make sure to do your research.

Banks with High-Interest Savings Accounts

  1. Santander (Regular eSaver)
    • Interest Rate: Up to 5.00% AER.
    • Details: Monthly deposits required (up to £400/month).
  2. Nationwide (Flex Regular Saver)
    • Interest Rate: Up to 8.00% AER.
    • Details: For existing current account holders; limits on monthly deposits apply.
  3. Lloyds Bank (Club Lloyds Monthly Saver)
    • Interest Rate: 6.25% AER.
    • Details: Save up to £400/month; available for Club Lloyds customers.
  4. First Direct (Regular Saver)
    • Interest Rate: 7.00% AER.
    • Details: For existing First Direct account holders; save up to £300/month.
  5. Halifax (Regular Saver)
    • Interest Rate: 6.00% AER.
    • Details: Save up to £250/month; requires a Halifax current account.

Challenger Banks & Digital Apps

  1. Trading212
    • Interest Rate: 4.9% AER on their easy-access Cash ISA.
    • Details: Interest is currently paid daily on the cash ISA and the platform also offers Stocks and Shares ISAs.
  2. Revolut
    • Interest Rate: between 2.29% and 4.75% AER on their easy-access savings.
    • Details: Interest is paid daily and rates depend on which paid plan you sign up to.
  3. Chase Bank (UK)
    • Interest Rate: 4.10% AER on their easy-access savings account.
    • Details: No fees; linked to their digital current account.
  4. Monzo (Savings Pots via Partners)
    • Interest Rate: Up to 5.20% AER (Fixed Saver).
    • Details: Interest rates depend on savings type and partner banks (e.g., Shawbrook).
  5. Starling Bank (Interest on Balances)
    • Interest Rate: 3.25% AER on balances up to £85,000.
    • Details: Interest is earned automatically on current account balances.
  6. Atom Bank
    • Interest Rate: Up to 5.90% AER (Fixed Saver).
    • Details: Fixed-term deposits ranging from 3 months to 5 years.
  7. Tandem Bank
    • Interest Rate: 5.70% AER on fixed savers; 3.50% AER on easy-access accounts.
    • Details: Competitive rates across fixed and flexible options.
  8. Zopa Bank
    • Interest Rate: 4.86% AER on Smart Saver (easy access with boost options).
    • Details: Allows flexibility while earning high interest.

Specialized Savings Platforms

  1. NS&I (Premium Bonds)
    • Interest Rate: Effective “prize rate” of 3.70% tax-free.
    • Details: Instead of interest, you enter monthly prize draws for tax-free cash winnings.
  2. Moneybox
    • Interest Rate: Up to 4.40% AER (via savings and investment features).
    • Details: Combines round-ups with savings for steady growth.
  3. Plum
    • Interest Rate: Up to 4.52% AER (Easy Access via FSCS-protected partner banks).
    • Details: Automates savings and offers competitive rates.
  4. Chip
    • Interest Rate: Up to 4.84% AER (Easy Access Account).
    • Details: AI-powered savings app with flexible options.

ISAs for Tax-Free Savings

  1. Virgin Money (Cash ISA)
    • Interest Rate: Up to 5.25% AER.
    • Details: Tax-free savings with fixed-term options.
  2. Santander (Fixed Rate ISA)
    • Interest Rate: Up to 4.50% AER.
    • Details: Lock in your money for up to 2 years.
  3. Paragon Bank (Easy Access ISA)
    • Interest Rate: 4.25% AER.
    • Details: Flexible withdrawals without losing tax-free benefits.
  4. Coventry Building Society (ISA)
    • Interest Rate: Up to 4.65% AER.
    • Details: Fixed and easy-access options available.

Tips for Choosing the Right Account

  • Know Your Goals: Choose easy access for short-term savings and fixed-term for long-term growth.
  • Check Deposit Limits: Some accounts require regular contributions or have deposit caps.
  • Use Comparison Sites: Tools like MoneySavingExpert or CompareTheMarket help you find the best rates.

With options ranging from app-based savers to traditional bank accounts, there’s something here to suit every saver’s needs. Now, go grow that rainy-day fund or splurge stash!

8. Earn Money Through Cashback

Cashback: The Lazy Person’s Guide to Earning Money in the UK

Imagine being paid to shop. Yes, really. Cashback is like your favourite Aunt who always slips you a cheeky £20 after you’ve spent your money—except this time, it’s the retailers who are feeling generous.

Here’s the deal: websites like TopCashback and Quidco give you a percentage of your spending back when you shop through them. Whether you’re booking a holiday or just buying loo roll, they’ve got offers on everything. Think of them as the Robin Hood of shopping—but instead of stealing, they work deals, and instead of giving to the poor, they give to you.

Some credit cards, like those from Amex or Barclaycard, also offer cashback on purchases. Use them wisely, and you could be earning a tidy sum just by doing your weekly shop. Just make sure you pay off the balance on time—because nobody wants to be “earning” interest charges!

And let’s not forget in-store cashback apps like JamDoughnut and Shopmium. These bad boys reward you for buying everyday items, often with enough savings to justify the extra snacks you snuck into your trolley.

So, next time you shop, let cashback take a little guilt out of your spending. It’s not just shopping—it’s “investing in your future.” At least, that’s what you can tell yourself when you’re filling up your trolley!

Here’s a list of companies, websites, and apps that people in the UK can use to earn cashback. Whether you’re shopping online, in-store, or paying bills, these platforms can help you save while you spend!

Cashback Websites

  1. TopCashback
    • Overview: One of the UK’s most popular cashback websites, offering deals for thousands of retailers.
    • Key Retailers: Argos, Tesco, Booking.com, ASOS.
    • Extra Perk: Premium members earn higher cashback rates.
  2. Quidco
    • Overview: Offers cashback on purchases from major retailers and service providers.
    • Key Retailers: Amazon, John Lewis, Currys, Sky.
    • Extra Perk: Cashback can be withdrawn as cash or vouchers.
  3. Complete Savings
    • Overview: A subscription-based cashback site offering up to 10% on online purchases.
    • Key Retailers: Over 1,000 brands, including travel, food, and fashion outlets.
  4. KidStart
    • Overview: A family-focused cashback site that puts savings directly into your child’s savings account.
    • Key Retailers: Clarks, Boots, Amazon.

Cashback Apps

  1. JamDoughnut
    • Overview: Instant cashback on in-store and online purchases via gift cards.
    • Key Retailers: Sainsbury’s, Costa, Uber Eats, and more.
  2. Shopmium
    • Overview: Offers cashback on specific grocery products, perfect for food shopping.
    • Key Retailers: Available at all major supermarkets.
  3. GreenJinn
    • Overview: Cashback on groceries, tailored to your preferences.
    • Key Retailers: Tesco, Sainsbury’s, Waitrose.
  4. Airtime Rewards
    • Overview: Earn cashback that reduces your mobile phone bill.
    • Key Retailers: Boots, Wilko, Argos, and more.
  5. CheckoutSmart
    • Overview: Grocery-focused cashback app with regular offers and deals.
    • Key Retailers: Most UK supermarkets.
  6. SnapMyEats
    • Overview: Upload receipts for cashback on dining and takeaways.
    • Key Retailers: McDonald’s, KFC, local restaurants.

Credit Cards with Cashback Rewards

  1. American Express (Amex)
    • Overview: Offers some of the best cashback credit cards in the UK.
    • Example Cards: Platinum Cashback Everyday, Platinum Cashback.
    • Extra Perk: Often comes with a welcome bonus.
  2. Barclaycard Rewards
    • Overview: Earn cashback on purchases at home and abroad.
    • Extra Perk: No fees for non-sterling transactions.
  3. Santander All in One Credit Card
    • Overview: Earn 0.5% cashback on purchases, with no cap.

Retailer-Specific Cashback Programs

  1. Nectar Card (via Sainsbury’s)
    • Overview: Collect points and redeem for discounts or cashback-style rewards.
  2. Tesco Clubcard
    • Overview: Earn Clubcard points, which can be used for cashback-like rewards on shopping and fuel.
  3. Lidl Plus App
    • Overview: Offers discounts and cashback vouchers on purchases.

Other Cashback Opportunities

  1. PayPal Rewards
    • Overview: Earn cashback when shopping via PayPal’s cashback offers.
  2. Curve
    • Overview: A payment card app that offers cashback at select retailers when you use their card.
  3. Rakuten
    • Overview: International cashback website that works with UK retailers.
  4. Honey (Gold Rewards)
    • Overview: Shop through Honey’s browser extension and earn cashback in the form of Honey Gold, redeemable for gift cards.

Tips to Maximise Cashback

  • Stack Rewards: Use cashback apps and credit cards together for double savings.
  • Check Offers Regularly: Deals change often, so keep an eye out.
  • Refer Friends: Many platforms offer bonuses for referrals, boosting your earnings!

With so many options, there’s no reason not to turn everyday spending into easy earnings. Happy saving!

9. Earn Money From Selling Your Internet Data

Turn Your Data into Dough: Selling Info the Smart Way in the UK

Ever feel like your data is out there, working 24/7 for free, while you sit there broke? Why not turn the tables and get paid for it? Selling your data doesn’t mean handing over your deepest secrets—it’s more like letting companies know you prefer coffee over tea. (Don’t worry, they’re not peeking at your search history for that weird thing you Googled.)

Apps like WeAre8 and Streetbees pay you for sharing opinions and completing surveys. It’s basically getting paid for a little digital chit-chat. Then there’s Nielsen Computer & Mobile Panel, where you install an app, let it track your usage habits, and earn points to cash in for rewards. Think of it as passive income for your phone’s daily gossip.

For the more adventurous, platforms like Tapestri pay you just for tracking your location in the background. Sounds a bit “Big Brother,” but hey, if someone wants to know how often you’re at Greggs, might as well get a fiver for it, right?

The key is finding companies that respect your privacy and offer fair compensation. A little effort can mean earning some side cash while you scroll, tap, and swipe as usual. And let’s be real—your data’s already out there, so why not make it pay for your next takeaway?

Here’s a list of apps, websites, and companies that allow people in the UK to earn money by selling their data. These platforms let you monetize your everyday habits, opinions, and online activity—while keeping your privacy intact.

Data Monetization Apps and Websites

  1. Nielsen Computer & Mobile Panel
    • What It Does: Tracks your internet usage anonymously.
    • How You Earn: Earn points for gift cards and rewards just by running the app in the background.
  2. Tapestri
    • What It Does: Pays you for sharing your location data.
    • How You Earn: Passive income; get paid monthly based on your activity.
  3. WeAre8
    • What It Does: Watch ads and answer questions to earn money while also supporting charities.
    • How You Earn: Payments via PayPal for engaging with campaigns.
  4. Streetbees
    • What It Does: Gathers insights on your habits and preferences through quick surveys.
    • How You Earn: Get paid for completing tasks or answering questions.
  5. Honeygain
    • What It Does: Lets you share unused internet bandwidth for network intelligence.
    • How You Earn: Earn passive income based on the data you share.

Browser Extensions That Pay for Data

  1. Gener8
    • What It Does: Lets you take control of your online data and either monetize it or block ads entirely.
    • How You Earn: Earn points redeemable for gift cards or products.
  2. Reklaim
    • What It Does: Pays you for allowing access to your browsing and shopping habits.
    • How You Earn: Get paid in cash or crypto for the data you share.
  3. Brave Browser
    • What It Does: Blocks ads and trackers while letting you opt into receiving ads for cryptocurrency rewards.
    • How You Earn: Earn Basic Attention Tokens (BAT), which can be converted into cash.

Other Unique Data Monetization Platforms

  1. MobileXpression
    • What It Does: Rewards you for keeping their app installed and sharing mobile browsing data.
    • How You Earn: Get gift cards after just a week of usage.
  2. SavvyConnect
    • What It Does: Tracks internet usage anonymously for market research.
    • How You Earn: Earn up to £5 per device monthly (up to three devices).

Tips for Maximizing Earnings

  • Combine Platforms: Use multiple apps to increase your earnings.
  • Protect Your Privacy: Only sign up with companies that ensure your data is anonymous or secure.
  • Be Consistent: Keep the apps running in the background or regularly complete surveys for steady income.

With these tools, you can turn your everyday habits into easy money—no extra effort required!

Final Thoughts

Earning money online doesn’t have to be complicated or time-consuming. With just a smartphone and next to no time or effort, you can start making extra cash today.

Whether you’re funding your next takeaway or saving for a rainy day, these simple methods are perfect for anyone in the UK looking to boost their budget. Happy earning!

DISCLAIMER – Some links on this page may be affiliate links. If you click and sign up for the services earnuk may earn a commission.

By Mark

Hey it's Mark I started EarnUk as a way to bring together all the ways to earn that wee bit extra online. I'm a 36 year old dad of three from Scotland and have been looking for years of boosting my income to build actual wealth. Still not there yet, but I'll let you know 🙂.

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